85c of every dollar received in premiums was paid out in claims.
1. Southern Cross Health Society claims data, year ended June 2020.
New Zealand's leading health insurance provider
At Southern Cross, we've got you and your family's health needs covered, whatever your needs. From everyday healthcare to diagnostics through to cover for major medical expenses like specialists, surgery or cancer care.
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The benefits of cancer cover
For Randall, health insurance played a pivotal role in giving him access to the best specialists, to turn the odds in his favour. Most of our plans include benefits for cancer treatment, from diagnostic imaging and tests through to surgery, chemotherapy, radiotherapy and more*. Find out more about our cancer cover.
*Benefits vary between plans. For full details, see the policy document for the relevant plan.
Join NZ’s most trusted health insurer1
As a not-for-profit health insurer, we put your health and wellbeing first. Here’s why more than 955,0002 New Zealanders choose to be with Southern Cross Health Society.
- NZ owned and not-for-profit
- Special rewards, discounts and great partner offers
- Fast access to treatment
- Award winning service, as voted by you3
- Fast, simple claiming
- Manage your policy online – anywhere, anytime
1. Reader’s Digest Most Trusted Health Insurance Brand, 2017-2025.
2. As at 30 June 2024.
3. Reader’s Digest Quality Service Award, Health Insurance winner 2025.
Your health is worth protecting
Southern Cross Health Insurance provides peace of mind that you and your family can get faster access to medical treatment when you need it most. Compare our plans to find the right cover for you.
Your policy, your way
The ‘My Southern Cross’ app is your pocket-sized healthcare partner. Check benefit balances, request prior approval and make instant claims whenever, wherever.
*Only registered policyholders can make claims or request prior approvals.
